u/Astrolaelle

Yes. Besides you HAVE to have it and “if theres’s an accident”, are there any other benefits I’m missing a not taking advantage of?

Our car insurance is about $300 a month and it just feels like a huge black hole. Of course we want the security to be covered in the event of an accident, but 25+ years of driving and no accidents… prices of everything rising what seems like everyday… it just hurts more and more to dish out a chunk of money into the abyss.

Can it somehow cover maintenance and regular repairs? Which would certainly reduce the number of accidents.