u/Assassin-12

ik i have fucked up big time, but here me out.

i have multiple loans on my head from navi, 2 credit cards, cred cash, and jupiter.

the total loan amount would cone somewhere around 3.7-4L. and the monthly emi totals somewhere around 22k

i earn around 45-50k every month (20k goes in food and rent)

and theres’s no way im able to repay that

i have an offer from prefr for a 4.5L and im confused af

gimme some advice guys!

also im actively trying to create a passive income and increase it to some extent!