u/ArtNo647

tldr; I would like to start to build a lineup of Credit Cards I can take advantage of but not sure what to go for considering my existing Credit Cards. I've done some research and have read about the Chase Trifecta, Capital One Venture X and what not, but they seems to be meant for a next-step, not really a first step in the lineup.

My lineup consists of:

  • Discover It Chrome card (started as a secure card)
  • Amazon Store card (only applies for Amazon & Whole Foods purchases)
  • Apple Card (daily driver for the 2-3%)
  • PNC Bank Core (needed a 0% balance transfer urgently, never use it anymore)

In case it helps for context, I've got letters on the mail urging me to apply for:

  • American Express Gold
  • American Express Blue Cash
  • Chase Sapphire Preferred
  • Capital One Savor
  • Capital One Quicksilver
  • Citi Rewards+

I've been pre-approved for the Discover It card.

I am moving into a new apartment in the next month so I like the 5% cash back on activation of the Discover Card considering that category is exactly in the next Quarter for cash back, possibly 1-2 flights planned before the end of the year and at least 1-2 monthly dinners at restaurants. My credit score is 765-795.

Thank you so much in advance for your comments.

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u/ArtNo647 — 11 days ago