u/Architect-1817

I often pay my CC balances manually at the beginning of the month, even though I have autopay set to “pay statement balance” later in the month. I guess I waited a few days too late this time…I sent a payment to Amex yesterday (Sunday) and this morning found that the autopay hit today, so I have a credit on the account. This isn’t a problem in terms of cash flow, but when I entered the transaction YNAB behaved in a way I didn’t expect. I used the “record payment” button in the Amex account to enter the autopayment amount. YNAB entered *two* transactions - the payment and credit transaction in the account I paid it from. The Amex went red for that amount and RTA went green for that amount. Usually when I enter a payment there is only one transaction created. If I delete the credit transaction they both go away. Questions: why is there a second credit transaction, why did that money end up in RTA, and what do I do to record and fund this properly YNAB? I thought I would have to move money from a funded category to CC, but looks as if I can just fund the CC from RTA. That doesn’t feel right since there isn’t any “new money” anywhere to be assigned. FYI I’m fine just leaving a credit on the account IRL and not trying to get a refund. Help appreciated.