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u/Apptubrutae

Worth Refinishing Door?
▲ 1 r/HomeImprovement

Worth Refinishing Door?

My front door has seen some wear and needs to be refinished, but I’m wondering if I should replace it instead?

The door faces southwest and has clearly taken a beating from the sun. It’s got this pitting/grooves all on the front while the back remained smooth with its finish intact, mostly.

Realistically, I’d either refinish it or replace it (just the door, not the jamb), but I’m not hugely familiar with refinishing a door in this state.

And with all the nooks and crannies in the panels, it seems like it could be a decent bit of work.

Pictures linked for reference.

https://ibb.co/album/pJxMh4

u/Apptubrutae — 8 hours ago
▲ 0 r/hyatt

I’m planning on booking the Hyatt place Kyoto and just curious what cost I should expect with the pending point devaluation.

Looks like it’s a category 2 now and going to category 3, with a nightly points price of 9,500…but what should the nightly points price be in a few weeks when things shift?

Anyone know?

reddit.com
u/Apptubrutae — 8 days ago
▲ 3 r/StudentLoans

Curious if anyone can help me with this one:

I have about $160k in debt. 150 months of payments. Currently sitting on SAVE.

My income for the next year or two will be very low because I’m a business owner who got destroyed by COVID, so I have some decent accrued losses.

But then after that, could be $200k or more a year as my income.

I’m struggling a bit with deciding if RAP makes sense or going back on IBR does.

On the one hand, for the next 2-3 years if I go RAP…relatively low payments, interest getting waived.

On the other hand, I’m already halfway to forgiveness.

It seems like if I go RAP and my income kicks up quickly enough, I’ll pay the loans off a bit before forgiveness anyway. Seems like that might make sense purely for the interest mitigation.

Whereas if I go IBR, I’ll have interest for a few years and then if my income goes up enough…I’ll also still likely pay the loans off shortly before they forgive.

But I’m not sure if I’m thinking correctly here.

reddit.com
u/Apptubrutae — 8 days ago