Credit Card suggestions pls :)
I wanna get the best credit card for me.
23 | Earn 40k/month IT | spend around 20k | 790 cibil
Expenses:
Fuel ~ 4k
Food delivery ~ 5k
Dining ~ 5k
Miscellaneous - 6k (zepto,online shopping)
Flights - twice annually
Majority of transactions through gpay and cred for paying with card upi.
Already have 3 credit cards (will discontinue if i find better or should i not , let me know guys I’m clueless)
IDFC ASHVA
HDFC Moneyback plus
HDFC TATA NEU PLUS
I don’t feel like I’m saving alot from these cards(should i close any??)
I’m thinking of taking KIWI card or YES bank POP card which gives cashback on upi transactions
I also have option to upgrade my moneyback to MILLENIA
Please suggest me the best overall card for me and any other great cards for specific use cases.
Not really sure if should be inclined towards cashback or rewards