u/Any_Winter_8911

Posting for my father whose home had significant hail damage after a huge storm system. His insurance, Farmers, is quoting $5700 to cover the repairs of broken cement board and only one coat of paint on the exterior of the home. Two companies came out and said the house would need two coats and their quotes are $14,200 and $13,200. What can we do in this scenario? The house exterior needs repair but everything we’ve learned and read about says it should get the full two coats.