u/Any-Watercress-150

FHSA Overcontribution

Accidentally overcontributed $250 to FHSA in Sept-2025. I realized it just now. Should I withdraw it now? (or)

Will it be adjusted automatically since I got new 8000 limit in 2026.

Should I report full contribution (including extra 250) when filing the 2025 tax return? Its a bit confusing. Thanks.

https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/first-home-savings-account/what-happens-contribute-transfer-too-much.html#h_2

reddit.com
u/Any-Watercress-150 — 6 hours ago