hey folks !
just crossed ₹25L net worth today (26M) so thought of sharing here and getting some feedback.
4 YOE
M/ly inhand - 1.10 L/ Month
Investment - 60K/Mly
Expenses ~40K/Mly
Been investing consistently for a 1.5 years now , mostly SIPs in index fund + Mid & small active funds + Indian/Global ETFs
Current asset allocation (approx):
Equity (~72%)
Debt (~10%)
Gold (~7%)
Cash (saving) / FD / Emergency fund (~9%)
Silver (<1%)
Got personal heath insurance from HDFC - basic sum insured - 25L
Term insurance - NA
0 in liabilities
Next ??
Next milestone is ₹1Cr, I wanted to reach there before 30
Focus on income growth / switch
Wanted some opinions:
- Does this allocation look fine for my age ?
- Anything else / obvious I’m missing or doing wrong?
u/AnxietyIndividual690 — 14 days ago