u/AncientWorth8063

Edit: Thanks for all the great advice everyone! Might investigate the solar idea, did have that on the list of considerations already.

My wife and I (40, 38) have a total of around €30k in cash, left after a home deposit. Deposit of €52k paid, mortgage is fixed rate 3.1% for 4 years initially. We also have around €42k in combined pensions, both contributing at max rate (20%). Salaries are 95k and 63k. Should we keep the €30k cash as cash, or look to invest somewhere else? We’re also saving around €1,400 per month currently but anticipate this will drop a fair bit once we move into the home. What would you do in our scenario?