u/Anaxus2

Hi all,
I’m conducting research on insurance data and I’m looking for a dataset that includes individual-level information on car accidents. Ideally, the dataset should satisfy the following structure:

• Each individual is included exactly once or with multiple entries
• Individuals with no accidents must be present, with severity = 0
• Individuals with accidents should have one or more rows, each containing the severity of the corresponding event

In short, I need a complete dataset that mixes zero-accident subjects and multi-accident subjects, with severity recorded at the event level.

If you know of any publicly available datasets (or have one you can share), I’d be very grateful.
Thanks!