A few years ago, I had been planning on investing £30k into a SIPP, but I subsequently lost my job and didn't want to lock this money away in case I needed it.
I have recently started a new job, and it comes with a final salary pension, along with a superannuation scheme. I am planning to start paying into the scheme once I feel settled and stable at work, but I am not sure what to do with that £30k.
I could pay it into the scheme, but from what I understand, there are no benefits to doing so over opening a SIPP - is that correct? Would it be better to pay that money into a SIPP, which I have easier access to, more control over, and more choice in terms of investments, etc.? Thank you!
u/Amelie_Argyle — 18 days ago