

I'm 20 years old and I'd like your opinion on my portfolio
Hi, I'd like your opinion. I've only recently started and a few weeks ago, I also posted my portfolio, but it was different. I made this new change because I realized that, personally, I don't have the nerve or the time to pick individual stocks, so I sold the individual stocks I had and bought this new one. I know that at my age—20—having a lot in gold or government bonds slows down growth somewhat. However, I’m someone who believes that in the long run, you earn more by losing less, and even if it yields less than the general index on good days, I feel like I could have some protection and money set aside for bad days. But I’m not sure, so I’d like your opinion on this. Thanks for your help.