I am 25 and I am about to start college for the third time. The first two times I got the Pell Grant, but wasn’t able to continue due to a mix of working full time and my ex-partner. I am extremely worried about not being able to finish and failing yet again.
I am going into nursing (will only be getting a 4 year degree) and I am considering working PRN at the local hospital and getting student loans to survive so I can focus on school. My total bills are going down to $700 a month (groceries and all). A lot of hospitals have student loan forgiveness, plus there is the public service forgiveness. The student loans would only go towards my monthly bills and school related items.
I grew up with my parents being debilitated with debt due to my father’s student loans for a degree he doesn’t even use. My foster mother had student loans while in her program, but has always told me not to take them out if I can avoid it. I am wanting to get some more opinions on this, whether it’s a horrible idea or if it’s reasonable.