u/Altruistic-Roll-6380

Portfolio review please

Portfolio review please

Investment Horizon: 15+ YEARS.

Risk Profile: Moderate to Aggressive

Investment method: Groww

I started investing 1 year ago. My current sip is 50k per month, where 20k goes to ppfc and rest 15k is split between Nippon multi and Motilal mid cap. If I have any savings left after month end, I invest into hdfc small cap - around 3-5k max. I am planning to add in nasdaq fund once it reopens.

Please review and let me know if this is a solid portfolio to keep for long term (10-15+) years horizon as i plan to increase my SIPs to 1lac per month. My risk assessment is moderate to Aggressive.

A bit about my fund selection choices:

  1. Parag Parikh flexi cap: It's past performance has been good and between this and Hdfc flexi, I chose this as it has exposure to US as well.

  2. Nippon multi cap: Looked good to diversify and add a balance between all 3.

  3. Motilal Mid cap fund: I'm willing to take the risk on this one despite it's recent performance since I'm in it on long term. I know mid cap index would generally be a good choice, but this is a high conviction fund and stock selection in this something I believe has good potential.

  4. HDFC small cap: I honestly added this because I had invested into a HDFC sectoral theme fund and wanted a small cap. Converting that to this small cap made sense, else if I had to pick I'd probably choose nippon.

  5. In future: planning to take nasdaq or s&p 500. Will decide in future once funds reopen.

u/Altruistic-Roll-6380 — 5 days ago