u/Altruistic-Bird-2202

28y/o, 170k in HYSA, 10k in ETF, 45k in super, based in VIC. Works in healthcare, lacks financial literacy. I feel like I’m late to the investment game. Was really looking into buying first IP but with the new budget, I feel discouraged. Borrowing capacity ~ 600k

Should I still proceed with buying an IP 650k in regional VIC or PPOR with partner? Put more money in ETFs? Partner already has one IP. Might relocate overseas for a couple of years for career advancement.

TIA

4th year pharmacy student here, based in VIC! Passionate about public health and pharmacy professional services. Exploring the idea of owning a local independent pharmacy (not discount store lol).

Asking all independent pharmacy owners of reddit - realistically whats the buy-in vs net profit? Metropolitan vs regional? Do you sole own or co own? Is it better to own one big (~3 mil) store or own multiple smaller stores? Is it still a rewarding pathway to pursue? Due to the bloom of discount stores :? Any advice is appreciated TIA