I have to wait 6 weeks to file my bankruptcy since my lawyer and the bankruptcy court need my and my ex-husband’s tax documents from 2024/2025 (we just divorced in March of 2026).
I have already had in 2024 a wage garnishment and have had bank garnishment I am currently panicking and pulled some of my money out of my account that I have saved.
I want to know since everything happen in May 2025 that my ex and I could not pay are debt. I can’t afford as I am living paycheck to paycheck to have anything be frozen/held should I pay my monthly bills with cash and or cashiers checks only leave only enough for transactions such as Subscriptions that I can’t pay cash with. If I have anything over $500 taken I might as well have the bank take my home it will set me back to where I can’t recover. My mortgage is taken out on the 18th of the month I have a few days to decide if I want to mail the payment and cancel the automatic payment or same with my cell phone bill and my electricity bill.
I am so paranoid about this I have not been able to sleep well it is going to start affecting my job.
Update:
I think I am just going to go through and pay my Monthly bills early all at once and then just keep everything I pull out exactly in the increment that I pulled it out in and just before filing I will put it back in the increments that I have pulled it out in. For example I pull 380 out of my savings so I will deposit that exactly amount back in. Then I will do the same for June that way I can be broke and have very little in my account.