u/Als8090

First picture is a loan estimate from Northstar, 2nd and 3rd are Crosscountry. Same rate but Northstar has our monthly $90 less. I know she’s charging less for points and origination and a little less on some other stuff but I feel like none of it amounts to that big of a difference on monthly payment. It seems like a no brainer to go with Northstar but I want to make sure I’m not missing something before we decide.