u/Alps11

https://k10iq.app.link/invite/XPVGlCfSp9ugu07ffEBS9JEJ

To earn the Plant Your Refund Referral Campaign reward, the Referred Person must:

1	open new Spruce Accounts between Apr 1st and Apr 15th using a valid and unexpired referral link; and

2	complete the following steps within 45 days of opening new Spruce Accounts:

-receive $200 in qualifying direct deposits (defined below); and

-activate your physical Spruce debit card.