u/Allhail_zoltan

With strong signals CGT may shift from the 50% discount back to inflation indexation across shares and property, curious how people are thinking about this in practice.

A few questions:

• ETFs: Has anyone modelled 50% discount vs indexation over 10-15 years? Looks like discount wins in low inflation, indexation only in high inflation. Am I reading that right?
• Property: Do longer hold periods and inflation exposure make indexation more favourable vs the discount?
• Grandfathering: If only gains up to budget night keep the old rules, does new capital effectively fall fully under indexation? Changing allocations or timing?
• Super: Does this strengthen the case for holding more inside super given the 15% tax environment?
• FIRE plans: Does a higher CGT on exit change your number, drawdown strategy, or ETF vs concentrated positions?

Not looking for advice, just interested in how people are stress testing plans ahead of a potential major shift.