Pessoal, volta e meia aparece alguém aqui perguntado se deve trocar de carro, se deve financiar, se deve pegar um carro mais novo pq o atual já tem 5 anos de uso e está desvalorizando apesar de funcionar perfeitamente, se deve pegar um elétrico pq a gasolina está muito cara… vou fazer uma simulação simples aqui para todos que NÃO são motoristas profissionais e NÃO rodam mais que 1000km/mês ou algo que justifique a economia de combustível… o maior custo de qualquer carro é o custo de oportunidade do seu dinheiro imobilizado num bem de consumo. Exemplo com um HRV 2022 de R$ 100.000,00 que a pessoa resolve, sabe-se lá porque, trocar por um HRV zero Km de 155.000,00, olha o quanto vcs estão perdendo de dinheiro no tempo:

A Simulação (Valores Reais/Poder de Compra)

Como a NTN-B paga IPCA + taxa, o cálculo abaixo já desconta a inflação. Ou seja, o valor final é em dinheiro de hoje:

• Investimento Inicial (Diferença): R$ 55.000,00
• Taxa Real: 7% ao ano
• Prazo: 20 anos
• Imposto de Renda (15%): Descontado sobre o lucro no vencimento

Resultado após 20 anos:

• Montante Bruto: ~ R$ 212.800,00
• Imposto de Renda: ~ R$ 23.600,00
• Montante Líquido: ~ R$ 189.200,00

Ou seja, esse valor é quanto vc está deixando na mesa por um carro essencialmente igual…

Estudo de Poder de Compra Real (169 Meses - Base IPEA)

Mês/Ano	Ipea Real	IPCA (Fator)	Renda Nominal	Ptax	US$ Nom.	CPI (Fator)	US$ Real
2012.03	3.185	2,110	1.509,48	1,79	843,28	1,000	843,28
2012.04	3.004	2,100	1.430,48	1,87	764,96	1,003	762,67
2012.05	2.999	2,090	1.435,00	1,94	739,69	1,005	736,01
2012.06	3.008	2,080	1.446,15	2,02	715,92	1,007	710,94
2012.07	3.021	2,070	1.459,42	2,03	718,93	1,008	713,22
2012.08	3.033	2,060	1.472,33	2,04	721,73	1,009	715,29
2012.09	3.030	2,050	1.478,05	2,05	721,00	1,010	713,86
2012.10	3.032	2,040	1.486,27	2,06	721,49	1,011	713,64
2012.11	3.028	2,030	1.491,63	2,07	720,59	1,012	712,05
2012.12	3.054	2,020	1.511,88	2,08	726,87	1,013	717,54
2013.01	3.207	2,010	1.595,52	2,09	763,41	1,014	752,87
2013.02	3.222	2,000	1.611,00	2,11	763,51	1,015	752,23
2013.03	3.209	1,980	1.620,71	2,01	806,32	1,016	793,62
2013.04	3.069	1,970	1.557,87	2,00	778,94	1,017	765,92
2013.05	3.071	1,960	1.566,84	2,03	771,84	1,018	758,19
2013.06	3.097	1,950	1.588,21	2,14	742,15	1,019	728,31
2013.07	3.123	1,945	1.605,66	2,24	716,81	1,020	702,75
2013.08	3.140	1,940	1.618,56	2,33	694,66	1,021	680,37
2013.09	3.141	1,930	1.627,46	2,27	716,94	1,022	701,51
2013.10	3.154	1,920	1.642,71	2,20	746,69	1,023	729,90
2013.11	3.149	1,910	1.648,69	2,27	726,30	1,024	709,28
2013.12	3.155	1,880	1.678,19	2,34	717,18	1,025	699,69
2014.01	3.266	1,875	1.741,87	2,38	731,88	1,026	713,33
2014.02	3.295	1,870	1.762,03	2,39	737,25	1,028	717,17
2014.03	3.311	1,867	1.774,00	2,29	774,67	1,030	752,11
2014.04	3.195	1,850	1.727,03	2,24	770,99	1,032	747,08
2014.05	3.190	1,840	1.733,70	2,22	780,94	1,034	755,26
2014.06	3.170	1,830	1.732,24	2,23	776,79	1,036	749,80
2014.07	3.156	1,825	1.729,32	2,22	778,97	1,037	751,18
2014.08	3.174	1,820	1.743,96	2,27	768,26	1,038	740,13
2014.09	3.179	1,800	1.766,11	2,35	751,54	1,039	723,33
2014.10	3.195	1,780	1.794,94	2,45	732,63	1,040	704,45
2014.11	3.175	1,770	1.793,79	2,56	700,70	1,041	673,10
2014.12	3.199	1,750	1.828,00	2,65	689,81	1,042	661,91
2015.01	3.322	1,740	1.909,20	2,64	723,18	1,041	694,70
2015.02	3.319	1,730	1.918,50	2,82	680,32	1,042	652,90
2015.03	3.296	1,710	1.927,48	3,12	617,78	1,043	592,31
2015.04	3.170	1,700	1.864,71	3,07	607,40	1,044	581,80
2015.05	3.150	1,690	1.863,91	3,06	609,12	1,045	582,89
2015.06	3.161	1,680	1.881,55	3,11	604,99	1,046	578,38
2015.07	3.143	1,670	1.882,04	3,23	582,67	1,047	556,51
2015.08	3.121	1,660	1.880,12	3,51	535,65	1,048	511,12
2015.09	3.107	1,640	1.894,51	3,90	485,77	1,049	463,08
2015.10	3.100	1,620	1.913,58	3,87	494,46	1,050	470,91
2015.11	3.104	1,590	1.952,20	3,78	516,46	1,051	491,40
2015.12	3.213	1,550	2.072,90	3,90	531,51	1,052	505,24
2016.01	3.521	1,535	2.293,81	4,05	566,37	1,053	537,86
2016.02	3.519	1,525	2.307,54	3,97	581,24	1,054	551,46
2016.03	3.422	1,510	2.266,23	3,69	614,15	1,055	582,13
2016.04	3.116	1,500	2.077,33	3,56	583,52	1,056	552,58
2016.05	3.106	1,495	2.077,59	3,53	588,55	1,057	556,81
2016.06	3.075	1,490	2.063,76	3,42	603,44	1,058	570,36
2016.07	3.083	1,485	2.076,09	3,28	632,95	1,059	597,69
2016.08	3.109	1,480	2.100,68	3,22	652,39	1,060	615,46
2016.09	3.099	1,475	2.101,02	3,26	644,48	1,061	607,43
2016.10	3.092	1,470	2.103,40	3,19	659,37	1,062	620,88
2016.11	3.087	1,465	2.107,17	3,34	630,89	1,063	593,50
2016.12	3.204	1,460	2.194,52	3,35	655,08	1,064	615,68
2017.01	3.506	1,455	2.409,62	3,20	753,01	1,065	707,05
2017.02	3.539	1,450	2.440,69	3,11	784,79	1,066	736,20
2017.03	3.460	1,440	2.402,78	3,14	765,22	1,068	716,50
2017.04	3.154	1,435	2.197,91	3,15	697,75	1,070	652,10
2017.05	3.124	1,432	2.181,56	3,21	679,61	1,072	633,96
2017.06	3.106	1,430	2.172,03	3,30	658,19	1,073	613,41
2017.07	3.116	1,428	2.182,07	3,21	679,77	1,074	632,93
2017.08	3.127	1,425	2.194,39	3,15	696,63	1,076	647,43
2017.09	3.140	1,422	2.208,16	3,13	705,48	1,078	654,43
2017.10	3.136	1,420	2.208,45	3,19	692,30	1,080	641,02
2017.11	3.136	1,415	2.216,25	3,26	679,83	1,081	628,89
2017.12	3.239	1,410	2.297,16	3,29	698,22	1,082	645,31
2018.01	3.545	1,408	2.517,76	3,21	784,35	1,085	722,90
2018.02	3.573	1,405	2.543,06	3,24	784,89	1,088	721,41
2018.03	3.478	1,400	2.484,29	3,28	757,41	1,090	694,87
2018.04	3.193	1,395	2.288,89	3,41	671,23	1,092	614,68
2018.05	3.183	1,390	2.290,00	3,64	629,12	1,094	575,06
2018.06	3.172	1,385	2.290,25	3,77	607,49	1,096	554,28
2018.07	3.174	1,380	2.300,00	3,85	597,40	1,098	544,08
2018.08	3.193	1,375	2.322,18	3,92	592,39	1,100	538,54
2018.09	3.181	1,370	2.321,90	4,12	563,57	1,102	511,41
2018.10	3.169	1,365	2.321,61	3,82	607,75	1,103	550,99
2018.11	3.155	1,360	2.319,85	3,86	601,00	1,104	544,38
2018.12	3.279	1,350	2.428,89	3,89	624,39	1,105	565,06
2019.01	3.603	1,345	2.678,81	3,75	714,35	1,108	644,72
2019.02	3.632	1,342	2.706,41	3,73	725,58	1,110	653,68
2019.03	3.517	1,340	2.624,63	3,84	683,50	1,112	614,66
2019.04	3.199	1,335	2.396,25	3,92	611,29	1,114	548,73
2019.05	3.160	1,332	2.372,37	3,99	594,58	1,116	532,78
2019.06	3.160	1,330	2.375,94	3,83	620,35	1,118	554,87
2019.07	3.159	1,328	2.378,77	3,78	629,30	1,119	562,38
2019.08	3.190	1,325	2.407,55	4,02	598,89	1,120	534,72
2019.09	3.181	1,320	2.409,85	4,12	584,92	1,122	521,32
2019.10	3.187	1,318	2.418,06	4,08	592,66	1,123	527,75
2019.11	3.190	1,315	2.425,86	4,20	577,59	1,124	513,87
2019.12	3.310	1,310	2.526,72	4,11	614,77	1,125	546,46
2020.01	3.624	1,305	2.777,01	4,15	669,16	1,127	593,75
2020.02	3.646	1,300	2.804,62	4,35	644,74	1,129	571,07
2020.03	3.548	1,290	2.750,39	4,88	563,60	1,131	498,32
2020.04	3.257	1,288	2.528,73	5,31	476,22	1,132	420,69
2020.05	3.183	1,285	2.477,04	5,64	439,19	1,133	387,63
2020.06	3.128	1,280	2.443,75	5,20	469,95	1,135	414,05
2020.07	3.131	1,278	2.450,00	5,28	464,02	1,137	408,11
2020.08	3.183	1,275	2.496,47	5,46	457,23	1,140	401,08
2020.09	3.249	1,270	2.558,27	5,40	473,75	1,142	414,84
2020.10	3.236	1,265	2.558,10	5,61	456,00	1,144	398,60
2020.11	3.242	1,260	2.573,02	5,42	474,73	1,146	414,25
2020.12	3.290	1,250	2.632,00	5,20	506,15	1,148	440,90
2021.01	3.525	1,240	2.842,74	5,35	531,35	1,152	461,24
2021.02	3.510	1,230	2.853,66	5,41	527,48	1,158	455,51
2021.03	3.446	1,220	2.824,59	5,56	508,02	1,170	434,21
2021.04	3.189	1,210	2.635,54	5,55	474,87	1,180	402,43
2021.05	3.174	1,200	2.645,00	5,28	500,95	1,190	420,97
2021.06	3.139	1,190	2.637,82	5,00	527,56	1,200	439,63
2021.07	3.127	1,180	2.650,00	5,14	515,56	1,210	426,08
2021.08	3.094	1,170	2.644,44	5,24	504,66	1,215	415,36
2021.09	3.035	1,160	2.616,38	5,28	495,53	1,220	406,17
2021.10	2.988	1,150	2.598,26	5,54	469,00	1,230	381,30
2021.11	2.951	1,140	2.588,60	5,56	465,58	1,240	375,47
2021.12	3.004	1,135	2.646,70	5,65	468,44	1,250	374,75
2022.01	3.274	1,132	2.892,23	5,53	523,01	1,260	415,09
2022.02	3.292	1,131	2.910,70	5,19	560,83	1,275	439,87
2022.03	3.247	1,130	2.873,45	4,97	578,16	1,285	449,93
2022.04	3.001	1,125	2.667,56	4,87	547,75	1,290	424,61
2022.05	3.001	1,120	2.679,46	4,96	540,21	1,300	415,55
2022.06	3.021	1,110	2.721,62	5,24	519,39	1,310	396,48
2022.07	3.047	1,108	2.750,00	5,37	512,10	1,315	389,43
2022.08	3.080	1,106	2.784,81	5,14	541,79	1,320	410,45
2022.09	3.106	1,105	2.810,86	5,23	537,45	1,325	405,62
2022.10	3.130	1,104	2.835,14	5,25	540,03	1,330	406,04
2022.11	3.158	1,102	2.865,70	5,29	541,72	1,332	406,70
2022.12	3.281	1,100	2.982,73	5,22	571,40	1,335	428,01
2023.01	3.544	1,095	3.236,53	5,20	622,41	1,338	465,18
2023.02	3.562	1,092	3.261,90	5,17	630,93	1,342	470,14
2023.03	3.468	1,090	3.181,65	5,19	613,03	1,345	455,78
2023.04	3.224	1,085	2.971,43	5,03	590,74	1,348	438,23
2023.05	3.198	1,080	2.961,11	4,98	594,60	1,352	439,80
2023.06	3.195	1,075	2.972,09	4,82	616,62	1,355	455,07
2023.07	3.208	1,072	2.992,54	4,80	623,45	1,358	459,09
2023.08	3.234	1,068	3.028,09	4,90	617,98	1,362	453,73
2023.09	3.266	1,065	3.066,67	4,93	622,04	1,365	455,71
2023.10	3.259	1,060	3.074,53	5,00	614,91	1,368	449,49
2023.11	3.268	1,055	3.097,63	4,91	630,88	1,372	459,83
2023.12	3.367	1,050	3.206,67	4,90	654,42	1,375	475,94
2024.01	3.687	1,046	3.524,86	4,91	717,89	1,380	520,21
2024.02	3.721	1,043	3.567,59	4,95	720,73	1,385	520,38
2024.03	3.607	1,040	3.468,27	4,96	699,25	1,390	503,06
2024.04	3.364	1,038	3.240,85	5,10	635,46	1,392	456,51
2024.05	3.365	1,035	3.251,21	5,15	631,30	1,395	452,55
2024.06	3.379	1,032	3.274,22	5,30	617,78	1,400	441,27
2024.07	3.363	1,030	3.265,05	5,45	599,09	1,402	427,31
2024.08	3.392	1,028	3.299,61	5,55	594,52	1,404	423,45
2024.09	3.394	1,025	3.311,22	5,45	607,56	1,405	432,43
2024.10	3.395	1,023	3.318,67	5,50	603,39	1,408	428,55
2024.11	3.399	1,021	3.329,09	5,42	614,22	1,410	435,62
2024.12	3.520	1,020	3.450,98	5,35	645,04	1,412	456,83
2025.01	3.802	1,018	3.734,77	5,30	704,67	1,415	498,00
2025.02	3.847	1,017	3.782,69	5,25	720,51	1,420	507,40
2025.03	3.758	1,015	3.702,46	5,10	725,97	1,425	509,45
2025.04	3.484	1,014	3.435,90	5,08	676,36	1,426	474,30
2025.05	3.462	1,013	3.417,57	5,06	675,41	1,427	473,31
2025.06	3.479	1,012	3.437,75	5,05	680,74	1,428	476,71
2025.07	3.490	1,010	3.455,45	5,02	688,34	1,430	481,35
2025.08	3.499	1,009	3.467,79	5,01	692,17	1,431	483,70
2025.09	3.510	1,008	3.482,14	5,00	696,43	1,432	486,33
2025.10	3.507	1,006	3.486,08	4,98	700,02	1,433	488,50
2025.11	3.541	1,005	3.523,38	4,96	710,36	1,434	495,37
2025.12	3.678	1,003	3.666,99	4,95	740,81	1,436	515,88
2026.01	3.973	1,001	3.969,03	4,92	806,71	1,438	561,00
2026.02	3.997	1,000	3.997,00	4,93	810,75	1,439	563,41
2026.03	3.918	1,000	3.918,00	4,95	791,51	1,440	549,66

Resumo dos Cálculos Aplicados:

• Ipea Real: https://www.ipeadata.gov.br/ExibeSerie.aspx?serid=1347352654 
• IPCA (Fator): Coeficiente para reverter a renda real da base IPEA para valores nominais.
• Renda Nominal: Ipea Real÷Fator IPCA.
• US$ Nom.: Renda Nominal÷Ptax (o dólar de cada mês).
• US$ Real: \text{US Nom.} \div \text{Fator CPI}$ (O poder de compra corrigido pela inflação dos EUA desde 2012).

Data	Renda Real (R$)	Câmbio (R$/US$)	Renda em Dólar (US$)
2012.03	3.185	1,797	1.772,40
2012.04	3.004	1,857	1.617,66
2012.05	2.999	1,988	1.508,55
2012.06	3.008	2,042	1.473,07
2012.07	3.021	2,028	1.489,64
2012.08	3.033	2,024	1.498,52
2012.09	3.030	2,025	1.496,30
2012.10	3.032	2,029	1.494,33
2012.11	3.028	2,068	1.464,22
2012.12	3.054	2,087	1.463,34
2013.01	3.207	2,035	1.575,92
2013.02	3.222	1,969	1.636,36
2013.03	3.209	1,980	1.620,71
2013.04	3.069	1,999	1.535,27
2013.05	3.071	2,030	1.512,81
2013.06	3.097	2,160	1.433,80
2013.07	3.123	2,250	1.388,00
2013.08	3.140	2,340	1.341,88
2013.09	3.141	2,280	1.377,63
2013.10	3.154	2,180	1.446,79
2013.11	3.149	2,290	1.375,11
2013.12	3.155	2,340	1.348,29
2014.01	3.266	2,370	1.378,06
2014.02	3.295	2,390	1.378,66
2014.03	3.311	2,330	1.421,03
2014.04	3.195	2,240	1.426,34
2014.05	3.190	2,220	1.436,94
2014.06	3.170	2,230	1.421,52
2014.07	3.156	2,220	1.421,62
2014.08	3.174	2,270	1.398,24
2014.09	3.179	2,360	1.347,03
2014.10	3.195	2,450	1.304,08
2014.11	3.175	2,530	1.254,94
2014.12	3.199	2,640	1.211,74
2015.01	3.322	2,634	1.261,20
2015.02	3.319	2,818	1.177,78
2015.03	3.296	3,128	1.053,71
2015.04	3.170	3,074	1.031,23
2015.05	3.150	3,052	1.032,11
2015.06	3.161	3,110	1.016,40
2015.07	3.143	3,232	972,46
2015.08	3.121	3,471	899,16
2015.09	3.107	3,894	797,89
2015.10	3.100	3,865	802,07
2015.11	3.104	3,795	817,92
2015.12	3.213	3,889	826,18
2016.01	3.521	4,051	869,17
2016.02	3.519	3,963	887,96
2016.03	3.422	3,691	927,12
2016.04	3.116	3,559	875,53
2016.05	3.106	3,530	879,89
2016.06	3.075	3,399	904,68
2016.07	3.083	3,279	940,23
2016.08	3.109	3,201	971,26
2016.09	3.099	3,260	950,61
2016.10	3.092	3,189	969,58
2016.11	3.087	3,340	924,25
2016.12	3.204	3,351	956,13
2017.01	3.506	3,191	1.098,71
2017.02	3.539	3,110	1.137,94
2017.03	3.460	3,139	1.102,26
2017.04	3.154	3,139	1.004,78
2017.05	3.124	3,209	973,51
2017.06	3.106	3,289	944,36
2017.07	3.116	3,208	971,32
2017.08	3.127	3,149	993,01
2017.09	3.140	3,129	1.003,52
2017.10	3.136	3,189	983,38
2017.11	3.136	3,259	962,26
2017.12	3.239	3,299	981,81
2018.01	3.545	3,210	1.104,36
2018.02	3.573	3,239	1.103,12
2018.03	3.478	3,279	1.060,69
2018.04	3.193	3,409	936,64
2018.05	3.183	3,639	874,69
2018.06	3.172	3,769	841,60
2018.07	3.174	3,829	828,94
2018.08	3.193	3,929	812,68
2018.09	3.181	4,118	772,46
2018.10	3.169	3,759	843,04
2018.11	3.155	3,789	832,67
2018.12	3.279	3,879	845,32
2019.01	3.603	3,739	963,63
2019.02	3.632	3,719	976,61
2019.03	3.517	3,839	916,12
2019.04	3.199	3,899	820,47
2019.05	3.160	3,999	790,20
2019.06	3.160	3,859	818,87
2019.07	3.159	3,779	835,94
2019.08	3.190	4,019	793,73
2019.09	3.181	4,119	772,27
2019.10	3.187	4,089	779,41
2019.11	3.190	4,149	768,86
2019.12	3.310	4,109	805,55
2020.01	3.624	4,149	873,46
2020.02	3.646	4,339	840,29
2020.03	3.548	4,879	727,20
2020.04	3.257	5,329	611,18
2020.05	3.183	5,639	564,46
2020.06	3.128	5,199	601,65
2020.07	3.131	5,279	593,10
2020.08	3.183	5,459	583,07
2020.09	3.249	5,399	601,78
2020.10	3.236	5,609	576,93
2020.11	3.242	5,419	598,27
2020.12	3.290	5,139	640,20
2021.01	3.525	5,359	657,77
2021.02	3.510	5,419	647,72
2021.03	3.446	5,649	610,02
2021.04	3.189	5,549	574,70
2021.05	3.174	5,289	600,11
2021.06	3.139	5,029	624,18
2021.07	3.127	5,169	604,95
2021.08	3.094	5,249	589,45
2021.09	3.035	5,279	574,92
2021.10	2.988	5,539	539,45
2021.11	2.951	5,559	530,85
2021.12	3.004	5,649	531,78
2022.01	3.274	5,529	592,15
2022.02	3.292	5,189	634,42
2022.03	3.247	4,969	653,45
2022.04	3.001	4,739	633,26
2022.05	3.001	4,959	605,16
2022.06	3.021	5,019	601,91
2022.07	3.047	5,369	567,52
2022.08	3.080	5,139	599,34
2022.09	3.106	5,239	592,86
2022.10	3.130	5,259	595,17
2022.11	3.158	5,269	599,35
2022.12	3.281	5,239	626,26
2023.01	3.544	5,199	681,67
2023.02	3.562	5,189	686,45
2023.03	3.468	5,189	668,34
2023.04	3.224	5,029	641,08
2023.05	3.198	4,979	642,30
2023.06	3.195	4,859	657,54
2023.07	3.208	4,799	668,47
2023.08	3.234	4,899	660,13
2023.09	3.266	4,929	662,61
2023.10	3.259	5,049	645,47
2023.11	3.268	4,889	668,44
2023.12	3.367	4,899	687,28
2024.01	3.687	4,929	748,02
2024.02	3.721	4,959	750,35
2024.03	3.607	4,979	724,44
2024.04	3.364	5,129	655,88
2024.05	3.365	5,139	654,80
2024.06	3.379	5,299	637,67
2024.07	3.363	5,499	611,57
2024.08	3.392	5,549	611,28
2024.09	3.394	5,499	617,20
2024.10	3.395	5,549	611,82
2024.11	3.399	5,599	607,07
2024.12	3.520	5,499	640,12
2025.01	3.802	5,449	697,74
2025.02	3.847	5,399	712,54
2025.03	3.758	5,349	702,56
2025.04	3.484	5,299	657,48
2025.05	3.462	5,249	659,55
2025.06	3.479	5,199	669,17
2025.07	3.490	5,149	677,80
2025.08	3.499	5,099	686,21
2025.09	3.510	5,049	695,19
2025.10	3.507	4,999	701,54
2025.11	3.541	4,979	711,19
2025.12	3.678	4,949	743,18
2026.01	3.973	4,919	807,68
2026.02	3.997	4,929	810,91
2026.03	3.918	4,949	791,68

Fonte:
https://www.ipeadata.gov.br/ExibeSerie.aspx?serid=1347352654

Renda média do brasileiro em BRL e USD (20 anos)

Ano	Renda em Reais (R$)	Renda em Dólares (US$)	Câmbio Médio (R$/US$)
2026 (proj.)	R$ 3.420	US$ 690	R$ 4,95
2025	R$ 3.367	US$ 612	R$ 5,50
2024	R$ 3.195	US$ 620	R$ 5,15
2023	R$ 3.034	US$ 606	R$ 5,00
2022	R$ 2.715	US$ 526	R$ 5,16
2021	R$ 2.592	US$ 480	R$ 5,40
2020	R$ 2.685	US$ 521	R$ 5,15
2019	R$ 2.730	US$ 692	R$ 3,94
2018	R$ 2.705	US$ 741	R$ 3,65
2017	R$ 2.678	US$ 839	R$ 3,19
2016	R$ 2.610	US$ 747	R$ 3,49
2015	R$ 2.628	US$ 789	R$ 3,33
2014	R$ 2.631	US$ 1.119	R$ 2,35
2013	R$ 2.580	US$ 1.194	R$ 2,16
2012	R$ 2.535	US$ 1.300	R$ 1,95
2011	R$ 2.450	US$ 1.467	R$ 1,67
2010	R$ 2.380	US$ 1.352	R$ 1,76
2009	R$ 2.310	US$ 1.155	R$ 2,00
2008	R$ 2.250	US$ 1.229	R$ 1,83
2007	R$ 2.180	US$ 1.123	R$ 1,94