u/Alert-Addendum-5361

Hi Folks,

Im going for a Bali trip in May end.

I've booked my travel tickets (to and fro) through smartbuy and infinia while the rest of the trip is through a vendor to whom i've paid 1.1L through Atlas AXIS (everything minus air tickets is managed by this vendor, including food, activities & stay)

Since infinia offers insurance for international travel (if tickets booked by infinia) and Atlas axis also provides international insurance for lost baggage etc (though not sure of the vendor booking element including accoomdation ). Do i need to buy separate insurance?