u/AlAlfa

Hi

I have a conviction for not paying road tax, due to a mishap with my address I didn’t receive a reminder and stupidly allowed it to progress to a magistrates court where I was found guilty

I have been told by many that it ‘is nothing to worry about’ when applying for a remortgage as it is a minor offence. But this is a conviction nonetheless, would this have to be declared to the lender, and in the case of an existing mortgage to the current lender in the middle of its term?