u/Agressive_WaRninG

Hello! Currently have the following Time Deposits (TDs):

1.2M in BPI TD; and

1.2M in Online Metro TD,

Plan to put another 600k sa Online Metro TD since online lang ang application,

Total of 3M.

Want to hold this amount sa TD for the meantime this year, dahil papagawa sana ko Apartment next year

Is it wise na ilagay ko yung 600k sa Online Metro TD muna kahit 1M lang ang insured ng PDIC? and since withdrawable narin naman sya next year, so hindi naman siguro mababankrupt ang metrobank agad agad?