u/Agreeable_Reach_6186

I am 49 this year with 3 kids. Family of 5. HDB fully paid.

Took me 25 years to amassed a portfolio of about $1.5m and a monthly dividend of only $2.6k per month. Monthly expenses of $7k - $8k so still stucked in a job that I dread going to daily.

Thinking back, my greatest regret was starting seriously buying equities too late at 40 years old and not amassing during the COVID crash.

Anybody else in the same situation. Close enough the see the finish line but still damn far away.

I intend to retire in 6 years time.