Need advice for a shorter lifespan d/t health problems
Hello all,
I am 28 and have $35k in my savings. I have zero debt. No student loans or past due credits cards over here.
However, d/t pretty serious health issues, my life expectancy is approximately 60yo. I want to retire by age 55 and leave nothing behind. I don’t have any kids or anybody else I would give my leftover savings to.
I know a lot of retirement accounts have heavy penalties for withdrawing early. But I pretty much have to in order to enjoy my final years. How would you go about investing in this situation? (besides a HYSA, I already have one)