u/After-Toe6439

I have a question I'm using Cursor for over 9 months already and I stumbled upon a little problem, I have the 200 dollars per month plan and recently with the introduction with GPT 5.5 it start eating tokens like crazy (last month I managed to do about 90% of the plan in a month while this month I used around 40% in one week). It is more efficient to just get the OpenAI plan directly and use the api in cursor, or the 200 dollars plan in Cursor is better than what OpenAI can offer? Important to mention that I use only GPT for my work, I don't use claude or other LLMs.