u/After-Student1782 — reddlx

It started with a notebook.

For years, I watched my wife track our household expenses by hand. When she didn't have the notebook nearby, she'd jot things down in her phone's Notes app instead. A few days later, she'd struggle to remember where she'd written what — on paper? In Notes? On a receipt? Some entries got forgotten entirely.

So I went looking for an app she could use instead.

Every app I tried fell into one of two traps: either it demanded a bank login (a hard no for us), or it buried the core feature — log an expense — under so many tabs, charts, and onboarding steps that a first-time user couldn't find it. Open the app → log a coffee → see where you stand. That should be three taps. It never was.

So I built Monnei.

It's an expense and budget tracker designed for someone whose previous system was a notebook — simple enough that my wife picked it up without a tutorial, capable enough that I (a software engineer who lives in dashboards) actually want to use it too.

No bank login required, ever
AI auto-categorization — just type the name, it figures out the rest
Real budget alerts when you're getting close
Multi-currency support
Clean UI, no clutter

Just launched on Android. Happy to answer questions about the build or decisions I made along the way.

*(Disclosure: I'm the developer)*