u/After-Singer8263

I’m a first time home buyer in South Florida and want to move forward with a condo I fell in love with. However I’m worried I will be denied based on my DTI ratio. It’s at 54%. I will be purchasing the home with my boyfriend but we aren’t putting him on the loan due to credit issues. So his income won’t be included which is obviously what’s hurting me. I’ll be doing an FHA loan and we obviously haven’t started the negotiation process or anything. Just literally started looking. Has anyone in here been approved for an FHA loan with a 54% DTI ratio?