u/Afraid_Mud2769

I'm 30, my wife is 33.

Baby on the way.

I have:

• $600k in etfs (snp 100, vt, etc.)
• $100k cash savings
• $0 debt
• $60-$100k annual income (freelance)

Wife has:

• $80k cash savings
• $0 debt
• $0-$10k annual income

Are we coastFIRE yet or not even close?

Edit:

• No house. No interest in buying for the next decade.
• In Hamilton for now, probably end up in Japan long-term within 5 years.
• Also planning on maybe 1 more kid in a few years.
• Also, wife will probably do freelance work in the future with a modest salary (more out of interest)
• Will inherit 2-3 decent homes from parents within 20 years. But, you never know in life, so don't want to rely on that.