u/Affectionate-Play414

I was on SAVE, had 6 payments left.

Sept 2025- applied for PAYE

Nov 2025- taken off forbearance

Dec 2025- started making payments

Feb 2026- submitted ECF to see where I was…they count Nov, Dec, Jan, Feb which brought me to 118

April 28, 2026- submitted ECF

April 30, 2026- green banners

May 1, 2026- called Mohela and requested general forbearance while waiting for forgiveness processing.

Woot woot! Applied for my husbands new plan March 30, he has 10 payments left that start May 24. We are getting so close!