u/Additional_Sea_2919

Hi guys!,
I am a 22 yo software engineer in blr with around 26L TC. Around 20L out of it is base salary, rest is bonus and stocks. I have set up 1 lac SIPs in hyper aggressive mutual funds. I have a really high time horizon (around 20 to 25 yrs) as family is not dependent on me financially and I invest all the amount from my salary except the expenses. I have a 6 month emergency fund set up in place.

SIP Allocation -

₹25,000 - Nifty Smallcap 250 Momentum 100 Index

₹25,000 - Nifty Midcap 150 Momentum 50 Index

₹25,000 - Quant Small Cap Fund

₹25,000 - Nifty 200 Momentum 30 Index

App used for investments - GROWW

I have a huge risk apetite.

Almost all of my money is in momentum funds. I got this strategy from watching yt videos of Shankar Nath and Sanjay Kathuria and some suggestions from Gemini.

Please review my strategy. My goal is to reach around 100 CR within 25 years.

Since I have a software engineering job, salary hikes and bonuses would be great. ESOPs on top would be a cherry on cake. Almost all my hikes and bonuses would go towards increasing this SIP with minimal lifestyle inflation.

Also, having a financially self sufficient family is a huge blessing.

Is this possible? Please drop your comments. If anyone has a similar goal, please do comment.

Thanks

Hi guys!,
I am 22M software engineer in blr with around 26L TC. Around 20L out of it is base salary, rest is bonus and stocks. I have set up 1 lac SIPs in hyper aggressive mutual funds. I have a really high time horizon (around 20 to 25 yrs) as family is not dependent on me financially and I invest all the amount from my salary except the expenses. I have a 6 month emergency fund set up in place.