u/Additional_Cable9249

BPI AIA VUL 10 year Maturity

Hello, since malapit na matapos yung 10 year payment this year and Im planning to move the funds to US ETFs, ilan ba dapat ang laman pra macover and insured pa din sa 500k face value plus critical illness benefit?

Btw, marami talaga ngsasabi na lugi fund value nila sa lahat ng binayad, sympre may bayad po yung insurance, hindi po siya libre. Kaltas siya forever ung premium payment.

What I did is I switch the allocation and move all the funds to global na more performing and then Boom im up now by 16%. Meron na akong almost 700k na iwiwithdraw plus insured for the past 10 years.

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u/Additional_Cable9249 — 6 days ago