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u/Additional-Coach9896

▲ 8 r/singaporefi

I became unemployed a month ago and just applied to renew my HFE with my partner. This resulted in a massive drop in our HDB loan amount vs our previous HFE (600K vs 200K), but as the grants are based on past twelve months average, we don’t qualify for any grants.

Anyone encountered this before? What can we do to get more grants / increase loan amount? We’re okay with one or the other (either getting more grants or getting more loans)but having both be so lacking is a little stressful.

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u/Additional-Coach9896 — 9 days ago
▲ 1 r/AskACobbler

I’m thinking of conditioning my vintage leather heels but wanna know what leather conditioner would do to lighter leather given all the videos and pics I’ve seen tend to be on darker leather. Is there a reason why? Does it not work for lighter leather?

u/Additional-Coach9896 — 11 days ago
▲ 1 r/AskACobbler

I used a damp rag but rubbed a little too hard trying to get a spot off, and now there’s some discoloration. Under the light, the other lighter parts seem to have a sparkly sheen whereas this spot seem flat. Any way to fix it? I’m thinking of getting Sapphir Renovateur to try conditioning the entire shoe but not sure about this spot

u/Additional-Coach9896 — 11 days ago