75,000 saved while earning €15 an hour, need some investing help/perspective.
I’m in my mid-20s and have been working full-time for seven years. My original goal was to buy a house before 30. However, with the goalposts constantly moving, it feels almost impossible to buy a house in Ireland on minimum wage. Because of this, I’ve decided to pause the house hunt and instead focus on building a career to increase my earning potential.
I’m also getting completely burnt out on extreme budgeting. I want to allow myself to enjoy my hobbies without feeling the guilt and shame of 'wasting' money or delaying a financial goal.
I'm essentially starting from scratch: I have zero in a savings account, no pension contributions, and nothing invested in ETFs or stocks. I’m looking for guidance on how to best manage and invest whatever money I can set aside moving forward. Any advice on where to start would be greatly appreciated!