u/Adambh88

Buying our forever home
650k jump (850 to 1.5m)
Existing mortgage 450k

We have 2 options

1. Port mortgage and liquid GIA/ISA/company stock etc to cover the rest (which we can just about do, leaves us with 20-40k max)?

2. Increase borrowing, 2nd mortgage for 2-300k to allow for larger ISA/GIA buffer (220-360)

Without answering my own question the argument seems to be Market performances vs mortgage interests - overall risk appetite.

Presumably some in this group are mortgage free and loving the simple life, with others on an interest only payments, ploughing ever £ into an ETF.

Thoughts ?