Im 33M with potentially moving to Japan in 5 years but I don’t speak any Japanese and need to start now. I’m pretty late but hopefully not too late.
I just want to be able to understand and have conversation. Reading and writing in not too worry about.
Hoping to have some recommendations on free YouTube channels, paid courses, or where I should start. Is it possible to learn to communicate from watching youtube videos?
Thanks
33M married no kids. Thinking of the possibility to retire before 40. Move over seas, maybe Japan. Wife is Japanese. Been investing for 3 years. 750k portfolio.
RRSP employment average about 10k per year.
I already own property.
TFSA max for me and wife - 205k / 50k
RRSP 185k
Non Registered: 310k
I spoke with my accountantZ was advised not to max RRSP. You can’t take the money out or you’ll get tax the same or even at a higher rate if you are still working.
Currently make around 170k/year
Current room as per CRA website:
2025 RRSP deduction limit: $149,818.00
Should I max out RRSP?