Two years ago, I had intended to get a lease from this branded dealership. I signed the paperwork and when I went to their finance department, the bank was not able to approve me for this lease because of my credit score. Because I needed a vehicle urgently, they told me to finance the vehicle with the addition of a letter of return because I guess they fucked up by letting me sign the contract without checking first. The letter states that after two years, I am able to return this car (VIN attached) back to the dealer "at no cost" with the bonus of any equity if there were any. It was not on letterhead paper but the store manager did sign it.
So now it's been two years and I come to find out that the same branded dealership changed owners. Everyone was new except they kept the guy that sold me the car. They told me I would need to pay 5000 to return it, since they can't promise what the previous owners did. I was not informed of the ownership change though I don't know if that would've changed anything. They pitied me and lowered the payment to 2500, but I was fully expecting there to be no payment attached to the return of this car. Is this something I should push for or I should suck it up and pay them?