u/Accurate_Fondant4828

I'm a Federal employee that will NOT be taking Medicare B/D in retirement due to IRMAA costs. I will instead maintain my Federal BCBS health care in retirement. I set Medicare Expenses (65 through longevity) to Itemized (no expenses) with a cost of $0 through my wife and my lifetime estimate. Despite this, Boldin insists on adding in an IRMAA cost.

1. How do I eliminate this cost?

2. Boldin - will you please just give us a "Decline Medicare" option toggle that turns all of the Medicare costs off?