Anyone else get blindsided at tax time despite earning decent money? Built something to fix it for our household
Two incomes, one kid in childcare, mortgage, and a few investments not making a dime. On paper we're doing fine. In reality we had no clear picture of where we actually stood until July each year.
The problem was never earning enough — it was visibility. CCS entitlements we weren't fully claiming. Tax we didn't see coming. Investments tracked across three different platforms with no consolidated view. "Surplus" calculated on vibes.
Spent the last year building a dashboard that fixes this for Australian households specifically — real ATO tax calculations, actual CCS maths, multi-income support, bank statement imports from all major banks, net wealth tracking in one place.
Happy to share details if anyone's interested. Not here to advertise — just curious if this is a problem others deal with or if it's just us.