UK to Aarhus move: complex portfolio questions
My wife is Danish and we're relocating from London to Aarhus next year, which means full Danish tax liability from day one. My UK advisor has warned me that Denmark's treatment of private capital is particularly stringent, and I'm trying to plan ahead rather than simply accept a worst-case outcome.
I'd genuinely appreciate hearing from anyone especially UK expats who has navigated this transition with a substantial or complex portfolio. A few specific areas I'm trying to work through:
Does anyone have direct experience with Researcher Key employee scheme? I'm particularly interested in whether it can apply to someone managing their own UK-based export business (focused on Africa and the Middle East) through a Danish subsidiary, rather than being employed by a third party.
Did you liquidate your ISAs before establishing Danish residency, or were you able to find a Danish-recognised life insurance bond or similar wrapper that offered some shelter from the 42% capital income tax? I'd be interested to hear what actually worked in practice.
For those holding significant amounts of Gold: coins or bars, did you move it to Denmark or leave it in UK storage? I'm trying to understand the most efficient ownership structure given Denmark's approach to speculative asset gains.
How did you handle the exit tax valuation for UK business equity prior to establishing Danish residency? Any experience with the timing or negotiation of that baseline valuation would be helpful.
Finally, if you've found a Skatterådgiver in Aarhus or wider Jutland who genuinely understands the UK–Denmark tax treaty beyond routine compliance work, a recommendation would be very much appreciated wether boutique or Big-4?