u/According_Ad3780

Hey guys I need to advise on how to track your spending. I use CC,s for all my purchases mostly. Every pay check I first send money to my car payment, my investments, then every week expenses I send to my mom, then I see how much I wanna put into to my savings. Also I don’t like dipping into my savings for any type of thing if a car repair comes up I usually just try to not save as much to cover the repair. Also I feel like my budget is non existent. Thanks a bunch in advance