43 here, just managed to pay off my HDB after 11 long years. I have about 250k in stocks (mix of income and growth) and an overseas investment property with about 150K equity. No kids, but wife works a low-income job as a childcare teacher. Between us, we have about 80K in cash for emergencies. Combined CPF around 240K (burned a huge chunk after paying off HDB loan).
Long story short, I work in finance (middle management) and I'm very burned out. Also with all the AI going on, I suspect my job will be eliminated in a few years. I am actively using Claude for work and I can see how it will eventually replace me entirely. I'm thinking of just socking up another 250k in VRWA (over next 3-4 years) and then calling it a day. Doesn't mean I'll quit working, but i'll probably step down into a lower responsibility job with better hours.
Any bros here have walked that path? Thoughts even if you haven't?