u/AccomplishedEagle772

Hello everyone,

I was switched from SAVE to an IBR and my forbearance ended May 4, 2026. My payment of $1266 is due June 4th, 2026. I know today is May 10th, 2026 and this may be a silly question, but since I am OUT of forbearance, can I make the payment now, even though I am still in the month of May and it count towards PLSF? I know this will satisfy my June payment, but just making sure I am thinking about how this payment shindig works out.

Any insight would be great!

Hello everyone,

I made the brave jump, switching out of SAVE and I am currently on IBR, where my payments are $1266. (I used my 2024 tax return). I did apply for buyback in Dec 2024, but haven't heard anything other than my case is escalated.

Well since switching, my forbearance ended yesterday. I have a payment due June 4th, 2026 according to Mohela, but when I log onto my FSA account, it says its due June 3rd, 2026. I plan on paying my amount according to the FSA deadline to ensure my payment is counted towards PLSF. I have 7 more months and I AM DONE! GOD WILLING.

Has anyone else experienced this? Just trying to get a feel for what others have done.