u/AccomplishedAdagio14

I have around ₹1.5–2 crore to invest and I’m looking to build a portfolio that can generate roughly ₹1 lakh per month in income.

I’m fairly new to dividend/income-focused investing, so I’m trying to understand how to structure this properly instead of just chasing high yields blindly.

What I’m looking for:

- How would you allocate this amount across different assets (REITs, InvITs, dividend stocks, bonds, etc.)?

- What kind of realistic returns/yield should I expect?

- How do you balance income vs capital preservation vs growth?

- Any specific instruments or categories you’d recommend starting with?

- What are the biggest mistakes to avoid when building an income portfolio?