u/Acceptable_Clock306

My annual income is around $280k and I have no credit cards or consumer debt. My credit score just sadly just dropped from 808 to 780 because an older line of credit was closed by my credit union (surprise!) I’m thinking I should probably open a card to maintain my credit and because I’m missing out on potential rewards by not using one. If I want to be able to help pay for a family trip to Hawaii or some occasional hotel perks, what would my best bet me for a credit card? (Guessing I’d put about $5k/month in expenses on the card and pay off each month)