u/AcceptableSoup5019

Age: 26 years old

Risk appetite: Moderate.

Goal: Wealth creation.

Investment horizon: 10 to 15 years.

Total amount: 70k monthly in SIPs.

Allocation:

UTI Nifty 50 - 20k

Parag parikh flexi cap - 15k

UTI Nifty next 50 - 15k

Nippon small cap - 10k

One hybrid fund - 10k

App used: INDMoney.

Why these funds: I have thought of these 5 funds based on my research so far using different sources and this channel, they have given the best returns with moderate risk in last 5 years with lower expense ratio and high AUM. I feel these funds balance growth with decent risk that can fit my requirements.

Please tell me your thoughts on this and suggestions if this needs improvement or anything that can help.

Thank you for taking out time to help, appreciate your insights.

I'm 26 years old and have an investment horizon of 10 to 15 years, even more depending upon the expenses that may come in future.

I plan to invest 70k monthly in SIPs. Risk appetite is moderate or towards slightly risky.

Goal is wealth creation.

I have thought of these 4 funds based on my research so far using different sources and this channel. I feel these funds balance growth with decent risk that can fit my requirements.