u/AbyShark

So back in 2024 I bought a used car on a $22k loan I've paid off around $7k of it but the car is crapping out. It was my first car I bought on my own so I wasn't sure what I was doing. My credit at the time was around 608 but it's gone up to 627 because I've been making every payment on time. I'm looking at buying a used car for $13k but am unsure how the negative equity will affect my chances. KBB (not very reliable I know) SAYS my current car is worth about $10k, but I'm not sure how any of this works. I'm on disability and making around $1k a month and my monthly payment is around $430 for my current loan. Does anyone have any advice?