u/Abhi_mahajan

₹70–75L investment in Faridabad – flats vs plots vs builder floors? Need local advice

Hey everyone,

Looking for some practical, on-ground advice specifically for Faridabad.

I’m 21, working in Gurgaon, and recently sold a plot in my hometown (~₹70–75L). Planning to reinvest this to save LTCG tax. I won’t need a self-use house for ~5–6 years, so this is purely from an investment perspective.

My situation:

  • Gurgaon-based long term
  • EV, so commute cost isn’t a big issue (in case I need to visit, or if i decide to settle here)
  • Comfortable with ~1–1.5 hr one-way travel
  • Investment horizon: ~5–6 years

Options I’m considering in Faridabad:

1. Flats (especially Neharpar / newer sectors)

  • Under-construction (2–3 yr delivery) vs ready-to-move
  • Looking for appreciation + maybe rental potential
  • Concern: demand/liquidity compared to Noida?

2. Builder Floors

  • A lot of supply in Faridabad
  • But hearing concerns around build quality, resale, and long-term value
  • Are they actually worth it here?

3. Plots (DDJAY / sector plots / peripheral areas)

  • Seems attractive for appreciation
  • But unsure about liquidity, legal clarity, and actual growth drivers
  • Considering hold for 5–6 years and exit
  • Might consider building my own house if location of plot is good and above 1500+sqft.

What I need help with:

  • If you had ₹70–75L today, what would you pick in Faridabad for a 5–6 year horizon?
  • Which sectors/areas have real upside (and which ones to avoid)?
  • Is Neharpar (sectors 75–89 etc.) still a good bet or already saturated?
  • Under-construction vs ready: what’s making more sense in current Faridabad market?
  • Any pockets benefiting from infra (metro extension, highways, connectivity to Gurgaon)?

Would really appreciate honest inputs from people who’ve bought/invested recently or are tracking Faridabad closely.

Thanks!

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u/Abhi_mahajan — 15 days ago

Hey everyone,

Looking for some grounded advice specific to Noida/Greater Noida or Ghaziabad or maybe Faridabad.

I’m 21, working in Gurgaon, and recently sold a plot in my hometown (~₹70–75L). Planning to reinvest to save LTCG tax. I won’t need a self-use house for ~5–6 years, so this is purely an investment decision.

My situation:

  • Gurgaon-based long term(around sec 24)
  • EV, so commute cost isn’t a big issue(If I need to come to these places for anything, or if I need to move in if i decided later on)
  • Okay with ~1–1.5 hr one-way travel if needed to work
  • Investment horizon: ~5–6 years(As I will sell it at that time and buy a new house for myself with a bigger budget)

Options I’m considering:

1. Flats (Noida / Noida Ext / Greater Noida)

  • Under-construction (2–3 yr delivery) vs ready-to-move
  • Looking for appreciation + maybe rental yield (atleast cover the stamp duty and other tax and inflation)
  • Concern: already run-up pricing in some sectors?

2. Builder Floors

  • Hearing mixed reviews (build quality, resale, registry/parking issues)
  • Worth considering in Noida/Gr Noida or better to avoid?

3. Plots (authority / DDJAY / similar)

  • Seems better for appreciation over 5–6 yrs
  • Liquidity + clear titles are my main concerns
  • Would likely exit later to fund my own house
  • Also If I got a decent location plot and decent size(2000+sqft maybe or 1500+sqft, might consider this for my own house buildig 5-6 yrs later)

What I need help with:

  • If you had ₹70–75L today, what would you pick for a 5–6 yr horizon?
  • Specific sectors/areas to look at right now (and ones to avoid)
  • Under-construction vs ready: what’s making more sense in current Noida market?
  • Any pockets still giving early-entry upside (infra, metro, expressway, etc.)?
  • Time taken for resale of it.

Would appreciate practical, on-ground inputs (not just broker talk). Especially from folks who’ve bought recently or are actively tracking Noida micro-markets.

Thanks!

reddit.com
u/Abhi_mahajan — 15 days ago