u/AWE39540i

A significant portion of my TSP balance now comes from growth rather than contributions.

I have about $750,000 in TSP, and while maxing out contributions will always make a difference, I’m wondering if I should reduce them by 50% in exchange for a heftier paycheck. That way I can enjoy life a bit more in the present.

Anyone else in this fortunate position? If so, how did you make that decision to reduce TSP? I know I’ll be footing a larger tax bill, but at the same time, an extra $600-650 per month could mean spending it more on entertainment, travel, hobbies, etc.